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Veteran Homebuyers
Education for veterans and military families buying in Denton and Collin Counties.
VA Funding Fee in 2026: Who Is Exempt and Who May Receive a Refund?
VA waives the funding fee for several groups, and a later disability award may support a refund only when its effective date reaches back before closing. Here is what North DFW VA buyers should verify first.
· 8 min read
VA Appraisal Below the Price? What the Escape Clause Protects
When a VA-established reasonable value is below the contract price, the VA escape clause gives the eligible buyer the option to renegotiate, bring funds to cover the difference, request a Reconsideration of Value, or exit for that valuation reason without forfeiting earnest money. It does not cancel the contract for unrelated reasons, and it does not necessarily refund inspection fees, appraisal fees, or builder upgrade deposits.
· 8 min read
What Is an Assumable Mortgage? (And Why My Sellers Just Said Yes to One)
My Little Elm sellers received an offer built around their existing VA loan. Saying yes to exploring it was the start—not approval. Here are the separate questions buyers and sellers need to answer.
· 6 min read
Can You Assume a VA Loan in North DFW? The Rate Is Only Part of the Decision
An assumable VA loan can be attractive, but approval, the equity gap and the veteran seller's entitlement all need answers before anyone writes the contract around it.
· 9 min read
VA Buyers in North DFW: The Appraisal Is Not a Home Inspection
The VA appraisal and a home inspection do different jobs. Here's what each one does and why VA strongly recommends getting an inspection too.
· 5 min read
VA Home Loans in North DFW: What Veterans Should Know Before Starting Their Home Search
A practical guide to structuring a VA-financed North DFW home search before you tour resale, quick move-in or new-construction homes.
· 10 min read
Disabled Veteran Property-Tax Exemptions in Texas
Property-tax exemptions can change what a monthly payment looks like. Here is how the Texas rules are structured and why they belong in the conversation before you choose a house.
· 9 min read
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