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Buy Before You Sell
Equity, financing and sequencing options for homeowners planning their next home.
Sell First, Move Later? How a Texas Seller Leaseback Works
A Texas seller leaseback lets the seller stay as a tenant after closing for up to 90 days under TREC Form 15-7. Here is what move-up sellers and buyers should settle in writing first.
· 9 min read
Buying Before You Sell in Texas: How a Home-Sale Contingency Works
In a Texas resale transaction, TREC’s Addendum for Sale of Other Property by Buyer can make the new-home purchase contingent on the buyer receiving proceeds from the sale of a specified property by a stated date. If the contingency is not satisfied or waived by that date, the contract terminates automatically and the earnest money is refunded. But if the seller accepts another offer, the seller may require the buyer to waive the contingency within the negotiated notice period—or the contract can terminate.
· 8 min read
Buying Before You Sell? A Mortgage Recast May Lower the New Payment After Your Old Home Closes
After your current home sells, an approved mortgage recast may lower principal and interest on the new loan. Here is what it changes, what it doesn't, and what to confirm first.
· 9 min read
Buying Before You Sell: How a Bridge Loan Can Affect Mortgage Qualification
A bridge loan can solve timing, but lenders generally count its payment as debt. Here's how that affects qualification and overlap costs.
· 6 min read
Buying Before You Sell in North DFW: What Your Home Equity Can—and Can’t—Do
Equity solves a timing problem. It does not automatically solve a qualifying problem. Here is how the two pieces fit together before you tour your next home.
· 9 min read
Sell First or Buy First? 4 Ways DFW Families Can Move Up
Buying before you sell may be possible depending on your equity, financing and circumstances. Here are four sequencing options and the numbers that decide which one fits.
· 9 min read
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